Personal Banking at Omni-Trust Bank Uganda
Discover our range of Personal Banking products and services designed to meet your financial needs.
Personal Banking Products
Comprehensive financial solutions designed for individuals, businesses, and institutions.
Uganda Current
Personal BankingEveryday transaction account with cheque book and mobile money integration.
Uganda Savings
Personal BankingEarn up to 8% p.a. on your UGX deposits. Free mobile banking and ATM card included.
Interest (Tier 1): 5% p.a.
Savings Account
Personal BankingGrow your wealth with competitive tiered interest rates up to 7.5% p.a. on your deposits. Start with as little as KES 1,000 and enjoy free mobile banking and Visa debit card.
Tier 3 (1M+): 7.5% p.a.
From KES 1,000
Current Account
Personal BankingFlexible everyday banking with cheque book facility, overdraft options, and seamless M-Pesa integration for all your daily transactions. Free monthly transfers included.
Local Transfer: KES 50
From KES 0
Fixed Deposit
Personal BankingLock in guaranteed returns with our fixed deposit accounts. Tenures from 1 month to 5 years with rates up to 12% p.a. Loan against deposit facility available.
1-5 Years: 12.0% p.a.
From KES 50,000
Personal Loan
Personal BankingQuick access to funds for emergencies, education, or personal projects. Borrow up to KES 5 million with competitive rates from 13% p.a. and 48-hour processing.
Interest Rate: 13% - 16% p.a.
From KES 50,000
Frequently Asked Questions
Find answers to common questions about our services.
What documents do I need to get started?
You will need a valid National ID or Passport, Tax PIN Certificate, a recent utility bill for address verification, and a passport-size photograph.
How long does it take to open an account?
Account opening typically takes 30 minutes at any branch. You can also start your application online and complete verification at a branch.
Can I manage my account online?
Yes! Omni-Trust Bank Uganda offers both mobile banking and internet banking platforms, available 24/7 for account management, transfers, and payments.
Explore Personal Banking
Visit any of our branches or apply online to access our Personal Banking products today.