Fixed Deposit
Lock in guaranteed returns with our fixed deposit accounts. Tenures from 1 month to 5 years with rates up to 12% p.a. Loan against deposit facility available.
Key Features
- Guaranteed returns up to 12% p.a.
- Flexible tenure from 1 to 60 months
- Loan against deposit up to 90%
- Auto-renewal option at maturity
- Interest payable monthly or at maturity
- Available in KES, USD, EUR, GBP
Rates & Charges
- 1-5 Years: 12.0% p.a.
- 1-3 Months: 8.0% p.a.
- 3-6 Months: 9.5% p.a.
- 6-12 Months: 10.5% p.a.
Eligibility Requirements
- Individual or corporate account holders
- Minimum deposit of KES 50,000
- Valid identification documents
Required Documents
- 📋 National ID or Passport — Bring to branch
- 📋 KRA PIN Certificate — Bring to branch
- 📋 Source of funds declaration — Bring to branch
Frequently Asked Questions
Find answers to common questions about our services.
Can I break my fixed deposit early?
How is interest taxed?
Can I use my FD as collateral for a loan?
Terms & Conditions
Fixed Deposit accounts are governed by the specific Fixed Deposit Terms and Conditions. Interest rates are locked for the duration of the tenure and are not subject to market fluctuations. Early withdrawal penalties apply as outlined in the rate schedule.Renewal at maturity occurs automatically at the prevailing rate unless the depositor provides written instructions at least 3 business days before maturity. All interest earned is subject to withholding tax as prescribed by the Income Tax Act.
Ready to Get Started?
Open your Fixed Deposit today. Visit any branch or apply online.
Apply for Fixed Deposit
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