Current Account
Flexible everyday banking with cheque book facility, overdraft options, and seamless M-Pesa integration for all your daily transactions. Free monthly transfers included.
Key Features
- Cheque book facility available
- Overdraft up to 3x monthly salary
- Direct M-Pesa paybill integration
- 5 free inter-bank transfers monthly
- Free internet banking access
- Real-time SMS transaction alerts
Rates & Charges
- Local Transfer: KES 50
- Overdraft Interest: 15% p.a.
- Monthly Maintenance: KES 250
- Cheque Book (50 leaves): KES 500
Eligibility Requirements
- Kenyan citizen or resident aged 18+
- Regular income source required
- Minimum opening deposit of KES 5,000
Required Documents
- 📋 National ID or Passport — Bring to branch
- 📋 KRA PIN Certificate — Bring to branch
- 📋 Latest payslip or income proof — Bring to branch
- 📋 Passport-size photograph — Bring to branch
Frequently Asked Questions
Find answers to common questions about our services.
How do I apply for an overdraft facility?
Can I link my M-Pesa directly?
Are there fees for using other bank ATMs?
Terms & Conditions
The Current Account is subject to the General Account Terms and overdraft facilities are granted at the Bank's discretion. Overdraft interest is calculated daily on the utilized amount and debited monthly.Cheque books are issued at the account holder's request and returned cheques incur a penalty of KES 1,000. The Bank reserves the right to close any account used for purposes inconsistent with its intended use.
Ready to Get Started?
Open your Current Account today. Visit any branch or apply online.
Apply for Current Account
Related Products
Comprehensive financial solutions designed for individuals, businesses, and institutions.
Uganda Current
Personal BankingEveryday transaction account with cheque book and mobile money integration.
Uganda Savings
Personal BankingEarn up to 8% p.a. on your UGX deposits. Free mobile banking and ATM card included.
Interest (Tier 1): 5% p.a.
Savings Account
Personal BankingGrow your wealth with competitive tiered interest rates up to 7.5% p.a. on your deposits. Start with as little as KES 1,000 and enjoy free mobile banking and Visa debit card.
Tier 3 (1M+): 7.5% p.a.
From KES 1,000
Current Account
Personal BankingFlexible everyday banking with cheque book facility, overdraft options, and seamless M-Pesa integration for all your daily transactions. Free monthly transfers included.
Local Transfer: KES 50
From KES 0