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Omni-Trust Bank Uganda
Uganda's People's Bank

Student Account

Zero-fee banking designed for students aged 18-25. Enjoy free transactions, a Visa debit card, and financial literacy resources to build your banking habits early.

Key Features

  • Zero account maintenance fees
  • Free Visa debit card
  • Free mobile and internet banking
  • Financial literacy program access
  • No minimum balance requirement
  • Student discount partnerships

Rates & Charges

  • Monthly Maintenance: Free
  • ATM Withdrawal (Own): Free
  • ATM Withdrawal (Other): KES 20
  • Transfer to Other Banks: KES 25

Eligibility Requirements

  • Age 18-25 years
  • Enrolled in a recognized educational institution
  • Valid student ID
  • Kenyan citizen or resident

Required Documents

  • 📋 National ID or Passport — Bring to branch
  • 📋 Valid student ID card — Bring to branch
  • 📋 Admission letter or enrollment proof — Bring to branch

Frequently Asked Questions

Find answers to common questions about our services.

What happens when I graduate or turn 26?
Your account automatically converts to a standard Savings Account with the applicable tiered interest rates and terms.
While the student account itself does not include credit, you can apply for our HELB top-up loan facility through your nearest branch.
Daily ATM withdrawal limit is KES 40,000 and daily transfer limit is KES 100,000 via mobile banking.

Terms & Conditions

The Student Account is available exclusively to individuals aged 18-25 who are enrolled in a recognized educational institution. Proof of enrollment must be provided annually. Upon reaching age 26 or cessation of studies, the account will be converted to a standard savings account.

The Bank offers this account with no monthly fees as part of its commitment to financial inclusion and youth empowerment.

Ready to Get Started?

Open your Student Account today. Visit any branch or apply online.

Apply for Student Account

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