Platinum Credit Card
Enjoy global acceptance, rewards points on every purchase, and a credit limit up to KES 500,000. Complimentary airport lounge access and travel insurance included.
Key Features
- Credit limit up to KES 500,000
- 2x rewards points on all purchases
- Complimentary airport lounge access
- Free travel insurance worldwide
- 45-day interest-free period
- Contactless and mobile wallet enabled
Rates & Charges
- Annual Fee: KES 5,000
- Cash Advance: 5% (min KES 500)
- Interest Rate: 2.5% per month
- Late Payment Fee: KES 1,500
Eligibility Requirements
- Minimum gross income KES 75,000/month
- Clean credit bureau record
- Age 21-65 years
- Existing Omni-Trust account holder or new applicant
Required Documents
- 📋 National ID or Passport — Bring to branch
- 📋 Latest 3 months payslips — Bring to branch
- 📋 KRA PIN Certificate — Bring to branch
Frequently Asked Questions
Find answers to common questions about our services.
How do I redeem my rewards points?
Is there a supplementary card option?
What happens if my card is lost or stolen?
Terms & Conditions
The Platinum Credit Card is subject to the Omni-Trust Bank Credit Card Agreement. The cardholder is responsible for all transactions made using the card and any supplementary cards. Minimum monthly payment is 5% of the outstanding balance or KES 2,000, whichever is greater.Unauthorized use must be reported within 24 hours to limit liability. The Bank reserves the right to adjust credit limits based on usage patterns and creditworthiness assessments.
Ready to Get Started?
Open your Platinum Credit Card today. Visit any branch or apply online.
Apply for Platinum Credit Card
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